How to be Loan Eligible All The Time?
Published on: June 13, 2025
Maintain a high credit score by paying bills on time
Keep a stable income and avoid employment gaps
Have your documents updated to speed up loan approvals
Avoid multiple loan applications to prevent credit score dips
Keep your Fixed Obligation to Income Ratio (FOIR) below 50%
Build a healthy credit history by using credit responsibly over time
